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The Team

Who We Are

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Michael Jou

Risk Manager

With over 10 years of experience in real estate project delivery, Michael has managed developments exceeding AUD 500 million in value. He combines an engineering background with strong execution capabilities and a deep understanding of risk in property finance.

Bill Dong

Managing Director

Bill has over a decade of experience in structured debt and commercial finance, managing deals worth over AUD 500 million. He is skilled in loan structuring, risk assessment, and investor relations, and holds a BFin (ANU), MFin Analysis (UNSW), and is a CFA Level III candidate.

Michael Fang

Managing Director

CPA-qualified with strong operational and credit structuring expertise, Michael has been active in residential and commercial mortgage lending since 2012. He holds a Master’s in Finance & Accounting and a Bachelor’s in Accounting & Financial Planning from UTS.

Licensee: 
Ceres Capital Management Pty Ltd
ABN: 58 670 521 650
AFSL No: 553 672

Product Provider & Trustee:  
Ceres Funds Management Pty Ltd 
ACN: 680 464 046 

Distributor, Investment Manager and Custodian:
Ceres Funds Investment Pty Ltd
ABN: 67 680 460 897
Authorised Representative Number: 001311701

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